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    PREDICTING 2023 ANNUAL SALES

    By Richard Eimers | November 25, 2022

    In Florida, about 70% of the outstanding mortgages have a mortgage rate below 4%, which means it’s unlikely that many of those homeowners will move if they have to qualify for and accept a much-higher rate. Plus, about 30% of local homeowners don’t have a mortgage. Read More

    Case-Shiller: Home Prices in ‘Forceful Deceleration’

    By Richard Eimers | November 22, 2022

    “Florida continues to hold the top two spots, with Miami taking the lead over Tampa,” Lazzara says. “Price growth continued strongest in the Southeast (up 24.5% year-to-year) and South (up 23.6% year-to-year). Read More

    Long-Term Mortgage Rates Tumble to 6.61%

    By Richard Eimers | November 22, 2022

    Last week, a 30-year, fixed-rate loan averaged 7.08%; this week it dropped almost half a percentage point to 6.61% as signs suggest inflation may have peaked. WASHINGTON (AP) – The average long-term U.S. mortgage rate tumbled by nearly a half-point this week, but will likely remain a significant barrier for potential homebuyers as Federal Reserve... Read More

    Home Equity: A Source of Strength for Homeowners Today

    By Richard Eimers | November 15, 2022

    “. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter and homeowners have historically high levels of home equity, so there likely won’t be a surge in foreclosures.” Read More

    Opinion: Mortgage rates have a smaller impact on housing than you think; here’s proof

    By Richard Eimers | November 15, 2022

    If we don’t learn from history, we are doomed to repeat it. Read More

    WHAT HAPPENS TO HOUSING WHEN THERE’S A RECESSION?

    By Richard Eimers | October 30, 2022

    Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would rebound quickly. As the 2022... Read More

    3 GRAPHS SHOWING WHY TODAY’S HOUSING MARKET ISN’T LIKE 2008

    By Richard Eimers | October 30, 2022

    With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s concrete data... Read More

    CHANGING REAL ESTATE MARKET HURTS SELLERS TOO

    By Richard Eimers | October 23, 2022

    Seller profit margins – the change between median purchase and resale prices – fell to 54.6% in 3Q Read More

    WHAT’S AHEAD FOR HOME PRICES?

    By Richard Eimers | October 23, 2022

    Thursday October 20th, 2022  For Buyers, For Sellers, Housing Market Updates, Pricing As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to... Read More

    THERE’S A SHOWDOWN AT THE HOUSING MARKET CORRAL BETWEEN HOMEBUYERS AND SELLERS.

    By Richard Eimers | October 18, 2022

    October 11, 2022 By Logan Mohtashami When Logan Mohtashami came up with the “savagely unhealthy housing market” label in February of this year, it was based on the premise that the housing inflation story that we have had to deal with since 2020 was a historical event. It facilitated a very unhealthy housing market in... Read More